Lifehelm

Decoding How Social Security Is Taxed in Retirement Most retirees are surprised — sometimes blindsided — to learn that the Social Security benefits they spent decades paying for can be subject to federal income tax. Up to 85% of your monthly Social Security check can be pulled into your taxable income, depending on your other income. Headlines in 2025 made this even more confusing. The One Big Beautiful Bill Act (OBBBA), signed into law in 2025, added a temporary senior deduc